Richard wrote:

This was a shock!

Now I understand why the budget hasn't been balanced yet.

Actually, it sounds like you don't have a clue.

“All the perplexities, confusions, and distresses
in America arise, not from defects in their constitution
or confederation, not from a want of honor or virtue,
so much as from downright ignorance of the nature of
coin, credit, and circulation.”
—John Adams, 1787