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Han

(Scott Lurndal) wrote in
:

Although, thanks to the new credit card rules instituted in the last
couple of years, the number of credit card bankruptcies has dropped
precipitously. CC issuers/banks profits have gone up. So, the
regulations that were so bemoaned by the banks and the right have been
good for both sides - the consumer wins (less debt) and the banks win
(more profit).

I have always thought of a credit card as a means of paying for something
the easy way. It never entered my mind to donate 15-20% or more to a bank.
So I pay in full, every month. And sometimes I dip a little into my
savings to do so, but that gets paid back soon. And I do harass the bank
for bad policies. Ask the nice lady mananger at the local Chase.

--
Best regards
Han
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