On Tue, 03 Jul 2012 10:51:27 -0400, "
It's usually because you've not planned ahead, whether it be not planning for
a decent job, spending every dime you've ever made, or even putting all your
eggs in one basket. "No fault of your own" is, in the vast majority of cases,
a lie.

+1

Yes, I agree with you (for once).