On Thu, 07 Jun 2012 11:13:09 +0100, Roland Perry
wrote:

In message , at 09:53:30 on Thu, 7
Jun 2012, Duncan Wood remarked:
Try getting a quote for "as a contractor I mess up, please pay the
damages", and let me know what the premium is.

"Indemnity
The Company will indemnify the Insured
against all sums that the Insured shall
become legally liable to pay as damages and
costs and expenses of claimants in respect
of accidental
a) injury to any person
b) loss of or damage to material property
c) nuisance or trespass obstruction loss of
amenities or interference with any right of
way light air or water
d) wrongful arrest detention imprisonment or
eviction of any person or invasion of the
right of privacy
occurring within the Territorial Limits during
the period of insurance and happening in
connection with the Business."

Is what mine says. What else where you expecting it to cover.

Without you telling me what the policy is called, I don't know quite
what to expect.

That was AXA tradesmans.

Sounds useful, I'll have to ask my next set of builders if they have
anything like that! What's the annual premium, roughly?

£220, inc temporary employes