In message , at
09:43:32 on Thu, 7 Jun 2012, Espen Koht remarked:
That's right, so dropping a hammer on a vase at the museum that
contracted you to wire up some extra spotlights won't be covered,
because neither the museum nor the vase are "the public".

It won't be covered by the PLI, but someone asking for a PLI presumably
does in the back of already having insurance to cover first-order
accidents like the one you describe.

The museum might, but not every tradesman I suspect.

But we've got agreement that it's not PL, which is the main thing.
--
Roland Perry