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dpb

On 5/28/2012 1:55 PM, zzzzzzzzzz wrote:
....

Insurance spreads the risk, a good thing, but if you knowingly and
intentionally increase the risk, you should pay for it.

So you approve of Big Brother.

Actuarially-based rates owing to behavior reflect the realities of the
resulting consequences (on a statistical basis, not individual outcome)
and it's actually more nearly reflecting personal responsibility to
shoulder the additional burden for that choice.

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