On Sat, 12 May 2012 11:47:47 -0700 (PDT), js.b1 wrote:

snip

For liquidity reasons, do use multiple banks - borrowing large sums
for a few months is not cheap if you are waiting for a payout. This is
particularly true where the money may be needed at short notice.

Yes - I've now had to use 4 separate banks to be on the safe side.
--
Peter.
The gods will stay away
whilst religions hold sway