Andy Cap wrote
Frank Erskine wrote

Why do they all have to make it so complicated? I

So the unwary pay more, which means especially the
elderly and likely PC illiterate. It's a bloody disgrace
that we penalise the less able in society in that way.

Its always been that way, most obviously with
lending money to the mathematically illiterate.

Yeah, yeah, for the nit pickers, that should be innumerate.