On Sat, 12 May 2012 22:54:40 +0100, Dave Liquorice
wrote:

On Sat, 12 May 2012 17:32:51 +0100, Hugh - Was Invisible wrote:

The UK Santander is covered for about GBP85,000 per person for most
types of accounts by the UK authorities.

There is something about the FSCS in relation to joint accounts and
how they work with other accounts held by the same people,
individually, with the same organisation. I think you have to make
sure that the sum of all accounts is not over the limit unless you
only want some of your cash back.

Each person has a GBP85,000 limit. If a person has a number of accounts
with the same authorised banking group the limit is GBP85,000 in total.

There are details of which banks are separate on the moneysavingexpert
site:

http://www.moneysavingexpert.com/savings/safe-savings

For example Santander includes Cahoot and Abbey.