On 5/9/2012 7:52 PM, Puddin' Man wrote:
....

shingled about 05-1996.

Big hail storm. I spring a little leak in each structure. Have State Farm
adjuster out, he walks roofs, proposes claim adj.:

Total replacement cost value $6k.
Less depreciation 2500
Less deductible 1000
Actual cash value payment $3k

How do they work stuff like this nowdaze? I'm not necessarily looking for a
kickback, but that depreciation # is awfully hefty.
....

That doesn't seem bad to me--'96 means you got 16 years out of it;
that's over half even if was a 30-yr and they took 40-something%.

--