On 4/16/2012 12:58 PM, Kurt Ullman wrote:
In ,
z wrote:

On Mon, 16 Apr 2012 07:42:49 -0400, Kurt wrote:


If there is an increase in price. That's why my 401K is in bonds, and has
been since '04. The market is just too volatile and will be until Obummer
gets the heave-ho.

Since WWII, there has never been a 20 year period that had less than 7%
average real return on the S&P. Including the one ending in 2011.
Volatile now is small potatoes over long period of time and 401(k) for
most of us are long period of time since life expectancy suggests we'll
have around 25 years post retirement.


Volatility creates buying opportunities too. Things are oversold,
prices fall too far too fast because of the panic.

If you'd stayed the course in 2008, you were rewarded in 2009, 2010,
2011, and 2012, so far.

It was like that in 2001 too.