On Mon, 16 Apr 2012 07:42:49 -0400, Kurt Ullman wrote:

In article ,
" wrote:




You can get around 6-7% dividend return on quite a few companies, many
even 4 or 5 stars on S&P. Go down to 5% or so and picks up even more
and that is with just a simple screen. 0.7% is hardly realistic either
outside of a money market.

I've been getting that in the (conservative) bond funds I have in my 401K. The
money in the bank has been doing about .5%, though.

Which is largely why only my emergency money is in the bank. The stuff I
can not lose.

Exactly. Until recently that was about $40K.

BTW: that 5% is dividend only in my illustration. By the time you
add in the increase in price, the total return is much better.

If there is an increase in price. That's why my 401K is in bonds, and has
been since '04. The market is just too volatile and will be until Obummer
gets the heave-ho.