On 4/8/2012 1:16 PM, gregz wrote:
gonjahgonjah.net wrote:
This group has been SO helpful to me over the years.

But I knew I was pushing it with a OT post of this nature. I was very pleasantly surprised.

Thanks to everyone. Very good comments IMHO.

BTW: It's in a moderate risk no-load fund appropriate for my age with a
low ER. The 403B is in a similar fund. I'll sleep well tonight. Now I can
file and get $80 bucks. Casino here I come!
Investment advisors will always tend to put themselves in a safe mode when
handing out advice. Luckily when the market was heading downward 2008 , I
went safe. As the market bottomed, I said, how much lower can it go. Much
of my money was put in vanguard capital value fund. It outperformed
everything. As a result, I gained 50% over what I would had had, had I done
nothing. The first thing an investment advisor will say, put more money in.
Sure. When I first started in vanguard, they said diversify. Fools. I lost
money 25 years ago. Should have been all good stock funds. High risk vs low
risk, I say your age and retirement date is not the most important issue.

Greg

My wife's motto is "Buy high and sell low."

"Go with what you know."

My quickest and best gains were in real estate and I enjoy it. You can
touch it and work on it.