"hugh" ] wrote in message
...

I think he was referring to an Additional driver, which is quiet
legitimate and produces an actuarial advantage. Add in my wife to my
policies reduce the premium even though the vehicles are manuals and she
only has an auto licence.

Are you sure that doesn't invalidate the insurance.
Additional drivers are normally expected to be able to drive the vehicle.
She doesn't have a license valid for that vehicle and every insurance I have
seen says you need one.
Maybe you put her down as a provisional license for that vehicle?