In message , tony sayer
writes
In article , gremlin_95
scribeth thus
On 23/02/2012 21:48, Andrew Gabriel wrote:
In ,
writes:
Hi all,

I will soon be needing to buy my first car. I was wondering what
I know insurance is going to be
quite expensive though
If you're under 25, I would start by looking for insurance
you can afford. That might be as far as you get.

If you can negotiate a company car (even in exchange for a
large reduction in wages), that might also work out much
cheaper.

Thanks, I am 17 so insurance is very expensive, I am looking for part
time work at the moment to save as much as I can so I don't have to make
my parents pay every penny etc ...

Good lad. Now it is very difficult these days to get on the road. When I
started driving back in 1971 insurance wasn't anywhere near what it can
cost now even relative to earnings. I have heard quotes of up to several
thousand pounds for young new male drivers but as theres no smoke
without fire there must be a reason for it.

Simple statistics. Under 25 males have highest probability of accident,
and highest claim value, often due to fatalities.
Much maligned oldies like me get cheaper insurance because we have lower
accident rates. It's all mathematical.
I think the answer lies somewhere in "compensation claim lawyers" at the
end of the day;!....

They just push up the rates for everyone - and the crazy thing is the
insurance companies encourage them - because they get commission for
passing on the details.





--
hugh