"Nightjar" wrote in message
...
On 24/02/2012 07:55, MuddyMike wrote:
wrote in message
news
On 23/02/2012 22:49, Dave Liquorice wrote:
On Thu, 23 Feb 2012 21:48:33 +0000 (UTC), Andrew Gabriel wrote:

If you're under 25, I would start by looking for insurance you can
afford. That might be as far as you get.

WHS. Putting two and two togther (gremlin_95& apprenticeship) we
might be looking at a 17 year old. Half saw on the telly the other
night possibly Superscrimpers that if a youngster adds an older
person as a named driver to their insurance the premium drops.

That requires that the named driver is a regular user of the car. If
not,
it is misrepresentation of material details, which will invalidate the
insurance.

No, just occasional use will do. Driving the car back from
station/airport
once or twice a year for instance.

To clarify: I am relaying a recent discussion on the radio in which an
insurance spokesman was talking specifically about the case where an older
named driver is included on the insurance of a young person solely for the
purposes of reducing the premium.

I think "solely for the purposes of reducing the premium." makes all the
difference.

Mike