On 24/02/2012 08:04, ARWadsworth wrote:
Nightjar wrote:
On 23/02/2012 22:49, Dave Liquorice wrote:
On Thu, 23 Feb 2012 21:48:33 +0000 (UTC), Andrew Gabriel wrote:

If you're under 25, I would start by looking for insurance you can
afford. That might be as far as you get.

WHS. Putting two and two togther (gremlin_95& apprenticeship) we
might be looking at a 17 year old. Half saw on the telly the other
night possibly Superscrimpers that if a youngster adds an older
person as a named driver to their insurance the premium drops.

That requires that the named driver is a regular user of the car. If
not, it is misrepresentation of material details, which will
invalidate the insurance.

I am a named driver on my Mothers car insurance policy. I did not drive it
once last year.

I doubt that we are invalidating the insurance.

To clarify: I am relaying a recent discussion on the radio in which an
insurance spokesman was talking specifically about the case where an
older named driver is included on the insurance of a young person solely
for the purposes of reducing the premium.

Colin Bignell