On Mon, 20 Feb 2012 08:15:01 -0500, Frank
wrote:





I've been ****ed off lately about the supplemental drug insurance from
my former employer that piggybacks Medicare's with the current $330
deductible. I determined that I can save over $150 a year by skipping
the plan and just going to Walmart.

I'm paying $37 a month (each) for prescription plan. Deductible is $4
for a generic. I lose out, but my wife comes out ahead. The problem
with dropping it for me is what happens later if things change. If
you join a plan later, you pay a penalty in higher premiums. The
actuaries get you one way or the other.