In article ,
Frank wrote:

I was one that paid SS for 40 years. My return would have been double
had I put it into a 401k.
If so, you will be among the few. Even the trustees of SS admit in their
annual reports. Most make less than 2-3% return on their investments,
most minorities (because they tend to die earlier) actually have a
negative ROI.

--
People thought cybersex was a safe alternative,
until patients started presenting with sexually
acquired carpal tunnel syndrome.-Howard Berkowitz