On Feb 17, 7:49*pm, Red Green wrote:
OT but bet it's of interest to many in this group.

http://finance.yahoo.com/news/strate...ial-security-b...

They left out (at least) one strategy.

Bob as reached FRA but wants to delay receiving his benefits.
Sue is eligible for a spousal benefit that is larger than her own.
Bob employs the "File and Suspend" strategy:
Bob applies for his benefit and Sue applies for her spousal benefit.
Bob immediately suspends his benefits but Sue is allowed to continue
receiving the spousal benefit.


My guess? Long before they start messing with our actual SS benefits
(the proverbial political third rail) they'll simply increase the
amount of the benefit that is subject to income tax.

The result will be the same (less money in our pockets) but it's
politically much safer.