In article , charles
wrote:
In article , Dave Plowman (News)
wrote:
In article 4f2c0467.141281750@localhost, Cynic
wrote:
I see two perfectly reasonable solutions. The first is as I
mentioned - friends and relatives who do not work step in and help.
The second is for you to take out insurance to cover the possibility
that you will have to give up work due to your own or someone else's
disability.

Surely that's what NI does? And without a private company making a
profit?

No, that's what NI was supposed to do. It also seems to make a loss for
the state (ie taxpayer)

So would you privatize it while making it compulsory? The snag with
voluntary schemes is many will just take the risk it won't happen to them.
Look at what is happening to pensions in the UK now so many employers have
pulled out of providing them without choice to their employees.

Take our former industry, Charles. At one time the majority working in it
were staff and could look forward to a company pension. This is not the
case now, and many industries are the same. In a few years time perhaps
the majority will only have a sate pension plus any savings to live on.
Because they have been given the choice, and chose to have jam now. I'm
glad I won't be around to see it.

--
*Thank you. We're all refreshed and challenged by your unique point of view

Dave Plowman London SW
To e-mail, change noise into sound.