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bob haller bob haller is offline
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Default Load center replacement

On Nov 8, 7:31*pm, Evan wrote:
On Nov 8, 2:48*pm, bob haller wrote:





Chances are replacing the fuse box with a circuit breaker could reduce
your home owner’s insurance policy markedly. Because fuses are
outdated, insurance companies look at a house with a fuse box and see
an electrical fire waiting to happen. Right there, your rates go up,
and homeowners have a big incentive to toss out the fuse box.


The one situation that will really leave you with little in the way of
options is if the wiring in your home is so old as to be so dangerous
that no insurance company will touch it with a 20 foot pole. In the
earliest days of electrical wiring, bare conductor was looped around
insulating knobs hammered into beams. This configuration, known as
knob-and-tube wiring, was so unsafe it was rapidly replaced by wires
sheathed in metal and cellulose; and yet there are still homes in the
oldest parts of Washington DC and its suburbs where electricians may
find it still in use today. If in the process of buying a home, a home
inspector finds that knob-and-tube wiring, it is unlikely you will be
able to find an insurance company willing to provide coverage for the
house


Umm... *Bob, I hate to rain on your parade, but fuses are actually
much safer as overcurrent devices than circuit breakers, as fuses
can not fail in the "circuit closed" position like circuit breakers
tend
to do...

Fuses are frequently used down stream of a circuit breaker in a panel
to provide the protection to the DEVICE being used rather than to
protect the wiring like a circuit breaker...

~~ Evan- Hide quoted text -

- Show quoted text -


insurance companies dont look at it this way, far too many people
overfuse, so as to prevent blown fuses.

so based on this insurance does not like fuses.

apparently few people change breakers to higher current ones.........