On Nov 2, 4:47*pm, bud-- wrote:
On 11/1/2011 2:40 PM, bob haller wrote:





On Nov 1, 11:19 am, *wrote:
On 10/31/2011 6:11 PM, wrote:

On Mon, 31 Oct 2011 14:35:29 -0700 (PDT), bob
wrote:

On Oct 31, 12:55 pm, * *wrote:
On 10/30/2011 4:12 PM, bob haller wrote:

Did you notice the OPs first post, converting to breakers to obtain
new homeowners insurance.......

Certainly not in clare's first post.

I didn't see clare clearly say his likely new insurance wouldn't insure
fuses. Or that it would be a problem with other companies.

obviously a buyer who cant obtain homeowners insurance cant get a
mortage......

so its a no sale.......

Your fetishes affect your vision.

--
bud--

his pasted quote..... .

However, inspection is not an issue.
Will be required by the insurance company anyways when I switch
insurers - which is another reason I'm considering doing it NOW.
I moved my car insurance from the insurer I've been with for 53
years,
who currently also insure the house. The new insurer wants an
inspection.

bud your fetish is attempting to ignore the now current requirements
to obtain homeowners insurance.

Cite your source.

There are quite a few people here who have complained about your fetishes.

things like fuses, K&T wiring,

Both of which are still in the NEC.

Cite your source that either of them is hazardous.

cracked sidewalks, uneven steps, lack
of railings indoors and out, roof in poor condition, etc etc etc.......

insurance companies dont like fuses because people overfuse, hey the
15 amp blows heres a 30, all better now it quit blowing

Fustats and fustat adapters have been around for a real long time. It is
harder to remove a fustat adapter than change a 15A breaker to 30A.

When my mother had a 100A service upgrade over 50 years ago the
electricians used fustats for all the plug fuses. The NEC requires their
use in some instances.

And exactly WHERE does it say the insurance company won't insure
fuses? I need the inspection aluminum wiring - and I figured if I
was going to have an inspection anyway, might just as well look into
doing the panel at the same time. *The insurance company (economical)
has no problem (at least so far) with the fuse panel, as long as it's
not a 60 amp or less.

hallerb fetish confirmed

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bud--- Hide quoted text -

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this has been discussed before, just ask state farm. i asked several
agents all said KT and fuse boxes are not permissable for new
policies/////

I asked my State Farm agent in the context of buying a house.
The answer was that a 100A services with fuses were not likely a problem.
And a low percentage of K&T was probably not a problem. They might want
an electrician to look at it.

You are an expert at assuming what (allegedly) applies to you applies to
everyone.

Others have told you they did not have a problem, but you ignore
everything that does not fit your belief system.

Just like you ignored YOUR link to a report from the "Pennsylvania
Department of Community and Economic Development" that says "properly
installed and unaltered K&T wiring is not an inherent fire hazard". And
that the agency insulates over K&T.
Hey - don't you live in Pennsylvania.

And ignored one of YOUR links that said "the wires in knob-and-tube are
aluminum" which is a problem because copper and aluminum "carry current
at slightly different speeds" and "copper into aluminum is where things
get tricky - if the water (current) flows faster thru copper than thru
aluminum, you are going to get a backup at that junction."

And ignored that another of YOUR links said "no ground wire, [makes] the
use of GFCI style electrical outlets (receptacles) and GFCI and AFCI
breakers useless".

In this thread you misconstrued what clare said. And clare provides
insurance information different from your FUD.

State Farm, incidentally, had a surcharge in this state for 'old'
services. They were ordered to drop it by the state insurance regulator
because they provided no actuarial basis.

And in one of the creditable sources that have appeared here, a
homeowner was denied insurance in I don't remember which state. The
homeowner appealed and the state insurance regulator ordered the
insurance company to provide insurance because the company provided no
actuarial basis for the denial.

IMHO it is all redlining.

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bud--- Hide quoted text -

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home buyers are easily scared off by percieved ruisks seen and
unseen.... few people buying a home will want to sue to get homeowners
insurance.

i recommend anyone interested ask their local state farm agent about
K&T several friends had to rewire to obtain insurance.....

people posting here have reported being required to upgrade homes to
get insurance