On Oct 31, 5:30 am, Grimly Curmudgeon
wrote:
On Sun, 30 Oct 2011 11:21:20 +0000, Mike Barnes

wrote:
and (amazingly) it's not an
offence to drive without insurance.

There's a no-fault, Government backed, insurance scheme, iirc. It
provides basic 3rd party cover for anyone who just takes to the road.

Vehicle damage is not covered automatically so you should have 3rd
party cover, whcih is cheap ($100 per year for me)
NZ's ACC scheme provides no-fault personal injury cover.
So if you injure somebody they cannot sue you, and if you are injured
you will possibly be paid medical costs.
However the person at fault may be prosecuted if reckless or
deliberate.