On 10/26/2011 1:04 PM, DerbyDad03 wrote:
....

2) call the fund manager, where you have your funds

I doubt you can talk to the "fund manager" - the person or persons
that make the investment decisions within the portfolio. Even if you
could, he/she/they are not going to discuss the tax implications of
withdrawing money from an IRA.

Perhaps you meant to say:

2) call the custodian of your IRA

And they can tell them the process by which they can withdraw funds and
whether they are qualified or not, but they won't provide individual
investor tax advice, either--in fact, they will say the same
thing--"talk to your own advisor for tax advice".

Realistically they can't say anything else even if they wanted to; they
don't know enough of any client's overall situation to be able to make a
considered response just as none of us here can make any actual
recommendation; all can try to do is to point out considerations for OP
to keep in mind as goes forward. The most reliable one of which is that
advice is generally worth at least as little as you pay, and often
significantly less.

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