On Fri, 14 Oct 2011 09:25:18 -0400, Jack wrote:
Regardless, I don't want protected from myself, period.

It's not 'protected from yourself' that matters. It's the fact that
your screwups cost the rest of society time, money and effort. Do you
actually believe that all the surgery and rehabilitation you'd go
through for cutting off a finger would be covered entirely by the fees
you'd pay? Society funds the bulk of your screwups whether you believe
it or not.