On 10/1/2011 7:18 PM, SMS wrote:
On 10/1/2011 7:41 AM, RonB wrote:
On Sep 30, 11:18 am, Red wrote:
BoA heads up a cast of characters.

http://finance.yahoo.com/news/Bank-o...-5-apf-1381425...

Picture Summary:http://oi54.tinypic.com/vx1amv.jpg

Looks like we need to go ahead and get our concealed carry permits so
we can carry more cash.

We walked into a bank earlier this week to get a cashiers check for
$10K for a car purchase. The account we were removing the money from
was NOT small.

They wanted $10 to process a cashier's check.

We tied up two of their people for about 15-20 minutes dragging cash
out of the vault, counting it out to one-another and then to us. I
suspect that cost more than processing the check. I would have been
uncomfortable carrying that much cash but we were depositing it in
another bank 20 minutes away.

If it was a purchase from a dealer it's surprising that the dealer would
not have the ability to do Check 21 processing on personal checks.

Last 2 cars I bought from dealers (never plan to make THAT mistake,
again), I just wrote them a check. Of course, in this state, they have a
sweetheart arrangement with state DMV so they also get to do the title
and plate application, and they won't LET you do it yourself, so they
had plenty of back-room time for the check to clear before releasing title.

End up walking at least slightly bowlegged every time I deal with a
dealer. Private party only from now on- I bring cash, or meet the seller
at my bank. They show up with clear current title in hand, or no
transaction. And I go get my own damn plates. Enough with these BS
'processing fees'. What part of 'the cost of doing business' do they not
understand?

Short of having a wreck or blowing an engine, it should be 4-5 years
before I have to mess with car-buying again. (knock on rusty metal)

--
aem sends...