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Default OT - As promised, Debit card fees

On 9/30/2011 9:41 PM, zzzzzzzzzz wrote:
On Fri, 30 Sep 2011 21:18:59 -0400,
wrote:

On Fri, 30 Sep 2011 17:44:45 -0700,
wrote:

On 9/30/2011 4:29 PM,
zzzzzzzzzz wrote:

Why haven't you already? BoA has always sucked.

I can't escape. They keep buying banks I do business with.

I had a mortgage and a CD with Countrywide and BOA took them over. At
the time, Countrywide had a 2% rebate credit card if you deposited the
rewards into a Countrywide CD. Of course BOA ended that 2% program.


Because they now own your mortgage doesn't mean you have to bank with them.


I have never banked with them.

By all reports they suck as a mortgage bank, too, but you didn't make that
choice.


They are a very annoying mortgage bank. They did not send me a 1098 or
1099 this year, which I didn't realize until a few hours before I was
taking by tax stuff to the accountant. I wouldn't have even needed those
if they had simply printed on the monthly statement the amount of
interest paid in the past year and the interest accrued from the impound
escrow account (for another mortgage on a rental property from
Citimortgage, they include YTD interest on each statement.

You can always change CCCs.


Already done.

The only good thing about the BOA Visa card is that it gets you into a
bunch of museums for freehttp://museums.bankofamerica.com/ so I will
keep the new card and use it once in a while so they don't close the
account.


That is interesting.


Yeah, there are a lot of museums near us that it will work at.

What's wrong with a CU?


I recall that a while back when I was using a CU for most stuff there
was some reason I needed to keep an account at a bank open, but I can't
recall the reason anymore.