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Tim Watts[_2_] Tim Watts[_2_] is offline
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Default House insurance (OT)

wrote:

Just a quick question really. Has house insurance ( buildings and
contents) gone up a lot or is it just mine?

I cannot work out why its gone up over £100 this year



Some tautologies:

1) For any element a, in a set S, a=a

2) Insurance companies are thieving *******s...


to £328 for a 2
bed bungalow , rural location, for seemingly no reason. I haven't
claimed
for more years than I can recall. Further they took my accidental cover
off me and gave me "sports insurance " - for bikes and equipment I don't
possess! Its RBS. Is something going on here?


Possibly bad timing? The thieving *******s need to recoup some of the
potential riot losses (where the *******s *do* actually pay out).

The initial mutterings were to load premiums only in the affected areas or
cities, but I bet they are adding a general loading too...

Haven't been able to get quotes off sites today as they either wouldn't
recognize my occupation, thought I was foreign ( despite my putting in I
was
born here) and in one case suggested a premium of £1029 ( I kid not!)


That's just a "**** off" quote, like when a plumber who's too busy says "100
to change a tap washer".

Keep trying - I find there's always one who is much better than the rest,
but you may need to phone a few companies too, who are not represented on
the online quoters.

Also, do not overlook brokers - you can get a good deal and they are very
helpful if you do want to talk English to something that is actually human.

Try these brokers if you have time: http://www.bridges-insurance.co.uk/

They don't always come up the best on price, but about half the time from me
(motor and house insurance) they have beaten the online quotes - and they
are very helpful if you need to ask actual questions... I'm off them at the
moment, but they will get a call next year for another chance (they were
just unlucky this year - seems to go in phases as every year the bloody
quotes are seemingly plucked out of a hat at random by *everyone*).

Cheers,

Tim

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Tim Watts