In article , "David1950" wrote:


The point being, why in the world would anyone get insurance, if government
(license) didn't require it?

Because many of their (potential) customers would.

I'd never even consider using the services of an unlicensed surgeon or
attorney. But if I want to hire an unlicensed painter or landscape gardener, I
think I should be free to do so.

Sure, you could sure a hack, what good would
it do if they don't have a dime?

That's a risk that some people would be happy to take, in exchange for getting
the services cheaper.