In article , Evan wrote:

Anyone in a position where they are providing some service on a professional
basis where they can cause their clients harm of any kind should be insured
and licensed...

Whether this harm be "life and limb" or "loss of housing" and damaged
chattels or financial damage...

And I don't necessarily argue with that. Where I have a problem is when
government uses the force of law to prevent unlicensed tradesmen from plying
their trades. IMHO, the only legitimate legal force in this regard is to
require that said tradesmen prominently advertise whether they are or are not
licensed -- and allow the consumer to make the choice.