On Mon, 02 May 2011 19:26:10 -0600, Reed wrote:

On 5/2/11 3:32 PM, zek wrote:
On May 2, 1:39 pm, (ms960) wrote:
There was a hailstorm that came through our area last year, and I got
around
to filing a claim as I suspected that some damage was sustained to our
roof.
Just about everyone on our street had suffered roof/siding damage as well.

The adjuster came out and found no damage to the roof, but did find damage
to the siding, so they paid a claim to have the siding repaired only.

My siding is fine, the damage is cosmetic. The roof is shot and
desperately
needs replacing. Can I use the claim money paid for the siding to replace
the roof instead? What trouble will I get myself into? My insurance
company is USAA.

Need help/advice as I'm going to have to figure out how to cough up almost
$10k if I have to replace the roof out of pocket.

Thanks!

Hail can not damage roof, but it can dent flashing. I don't see why
you can't use money as needed.


What ??
Go to Google Images, search "hail damaged roof", you will see
thousands of pics of roof damage. (Especially slate roofs, they look
like they have bullet holes in them !)
Which is one GOOD reason slate roofs are very uncommon in the
American mid-west and south (and actually MOST of North America.