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HeyBub[_3_] HeyBub[_3_] is offline
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Default Homeowner's Insurance Claim -- use it to repair roof?

ms960 wrote:
There was a hailstorm that came through our area last year, and I got
around
to filing a claim as I suspected that some damage was sustained to our
roof.
Just about everyone on our street had suffered roof/siding damage as
well.

The adjuster came out and found no damage to the roof, but did find
damage to the siding, so they paid a claim to have the siding
repaired only.

My siding is fine, the damage is cosmetic. The roof is shot and
desperately
needs replacing. Can I use the claim money paid for the siding to
replace the roof instead? What trouble will I get myself into? My
insurance company is USAA.

Need help/advice as I'm going to have to figure out how to cough up
almost $10k if I have to replace the roof out of pocket.


You may use the money to repair your roof, fix the siding, or have wild
week-end in Vegas. The money is yours to do with as you see fit.