In message , John Williamson
writes
dennis@home wrote:

The poster that posted TPF&T replied to mine about RTA, however I
don't think he thought they were the same.
They are related posts, not answers to specific questions.

Yup. No confusion intended, and I know they're not the same thing. In
fact, as you say, RTA isn't even the same as Third Party only, which
used to be the cheapest cover when I was a teenager with a clapped out
old banger that cost me a week's wages when I bought it.

Just to be clear..
RTA is the bare minimum you can drive a car with.. it covers
personal injury to others and not much else.
TP covers damage to others properties as well
TPF&T adds theft of vehicle and fire
Comprehensive adds others but they do vary.

Yup. And my original proposal for insurance as a part of the fuel cost
would be for a slightly improved version of the current RTA cover.

Cars and most goods can be replaced easily, if not necessarily cheaply.
People may need 24/7 care for life.

www.direct.gov.uk/taxdisc has a map giving a police estimate of
uninsured vehicles. Metropolitan London is over 10% and some of the
Northern conurbations are similar.

regards


--
Tim Lamb