On Mon, 04 Apr 2011 12:46:47 +0100, "Dave Plowman (News)"
wrote:

In article ,
dennis@home wrote:
Last time I insured a car from scratch, in 2008, fully comprehensive
was cheaper than third party, fire and theft, and both quotes were
through the same broker on the same phone call.

How does *that* make sense?

Different insurers. There are a lot of insurers that don't do RTA, they
think people that want RTA are a poor risk.

RTA is not the same as TPF&T.

It's not even the same as TP.