"John Williamson" wrote in message
...
Skipweasel wrote:
In article ,
says...
}If you don't want to insure your own goods then buy RTA only.
I suggest you look at the price of it - in particular the price in
comparison to comprehensive for the same driver.
That depends on how bad a driver you are (or are thought to be) and how
stupid the car is.
Strangely, it doesn't seem to work like that.
I've not made a claim for over twenty years, but RTA wasn't significantly
cheaper last time round - only £50 or so in it.
Last time I insured a car from scratch, in 2008, fully comprehensive was
cheaper than third party, fire and theft, and both quotes were through the
same broker on the same phone call.
How does *that* make sense?
Different insurers.
There are a lot of insurers that don't do RTA, they think people that want
RTA are a poor risk.
They are probably right.
Insurance is odd any way..
I got a quote for the wife and I forgot to put me on as a driver, it was
£580.
When I added me it came down to £280, the wife is still the main driver and
its still in her name.
I told her she owes me half the savings. 8-)