On Sun, 16 Jan 2011 20:19:39 -0800, Smitty Two
wrote:

In article ,
Nate Nagel wrote:

I've heard tell that occasionally using a credit card but always keeping
it paid off every month is the best strategy for keeping ones score high.

And I've heard that it's better to have an outstanding balance with a
history of regular payments.

Just keep moving money through the account. To the credit reporting agencies
it will look like a balance and you collect the 1%, or better.