"Kate" wrote in message
...
On 12/27/2010 3:54 AM, HeyBub wrote:
Kate wrote:
I am just wondering if any of you have an insurance policy covering
the sewer/water lines from the edge of the street to your home?

In my city, the city will cover any sewer or water line pipe, etc.
damage up to my property line next to the street. But, if the line
breaks on my property, I am stuck with a huge bill if this problem
occurs.
I can get coverage at $95 a year. Even though I may not need it for
20 years (and hopefully never), I would still be money ahead even if
I kept the policy all of these years. Backhoes, etc. are not cheap.

I would appreciate any feedback.


Hmm. My son had his sewer line replaced, about 70' from the house to the
city main line.

His neighbor (a Guatemalan) dug up the old stuff (some kind of thin,
black,
plastic) laid in the '60s. The original was replaced with some new
plastic
pipe about 6" in diameter - I think it was green - with 3/8" thick walls,
then covered it all back up.

Total cost was $450.

I'm glad my son has made friends in the immigrant community - they do
good
work and have many contacts who will do similar good work in other
specialties off the books.



I am quite sure they would have to be busting out concrete in my case.


The last one of those policies I read before I started routinely trashing
them stated that "the repairs to the line was covered but the concrete,
landscaping and other incidentals were not".

Be sure you read the thing with a reconvicted mindset of how are they going
to screw me.

Colbyt