Noahbuddy wrote:

Clueless.

http://www.youtube.com/watch?v=kNqQx7sjoS8

Crazy-ass federal or state policies like this simply don't happen
in Canada, for any type of consumer product or service. Including
mortgages.

They probably can't do it because of low population. (grin).

Believe that - if it helps you cope with reality.