Bill writes:

To avoid "cycling the breakers", Lew advised running 12-3 from two 20
Amp breakers (it would not have occurred to me to do that).

I'm not sure what this means, but if you're running two 120v circuits
using 12-3 from a pair of 20A breakers, make sure the breaker handles
are tied together such that both trip if either one trips.

scott