Norman Wells burst on the scene, and said:

I understand the insurance companies' view of the matter. What I'm
not so clear about is whether they're providing a worthwhile service
to me.

When you suffer a devastating burglary, or a fire, or a gas explosion,
or storm damage, or flooding, or... you'll find out.

--
Michaelangelo
www.flickr.com/photos/mikenagel

Self-catering, holiday accommodation in the Scottish Highlands - for
disabled people:
www.woodhead-cottage.co.uk