I have friends wqho attempted to sell homes with K&T no buyers could
get a new homeowners policy. one person never did sell.

my best friend found he could get a big savings by combining
homeowners with car insurance.

State Farm refused to sell him a policy. Not only over K&T but his
highly detoriated and patched front steps. the steps are different
heights thanks to the patching.

hey its your money and your hassle when you cant get a buyer. so enjoy
your K&T.

incidently several years ago my buddy with K&T smeled something hot,
and found a connection frying in the cieling.