Ed Pawlowski wrote:
"Pete C." wrote

I finance my vehicles, but only through real banks (not even auto
dealer's financing), with a sizable amount down and at both low
interest rates and short terms.

Three years ago I bought a car with 1.9%. I bought a new one a few
months ago for 0%. Not much incentive for a short term, but the rate
is good.

the last used vette i bought was about 7 years ago when credit cards were
still offering limited time 0% and no cost transfers of other loans for 1
year. i bounced that loan through 3 different cards before it got paid off,
and never paid interest on the car.