Robert Neville wrote:

Given the historically low mortgage rates these days, paying off your mortgage
early should take back seat to paying off car loans, credit cards and building
up your personal cash cusion.

This is true, but the savings interest rates are even lower than the
mortgage rates. For a cash cushion you can get a HELOC, while paying
your mortgage off as quickly as possible.

Amazing to recall that simple savings accounts used to pay 5.25%
interest _and_ mortgage rates were 4.5-5%. Nowadays you see banks
boasting about 2% interest on CDs.