"Walter R." wrote in message
...
No need to complain about interest rates. Just arrange for an automatic
deduction of the statement balance from your bank account every month.
This will give you the convenience of credit cards (no need to carry cash)
plus 30 days grace in paying bills, plus getting a 1% to 3%rebate on all
charges. If you cannot pay your balance every month, you should not have a
credit card.



I've heard the cash back argument but I do almost all my major shopping at
Costco where we already get 2% back and they don't take credit.

I always use my debit card and the bank offers some consumer protection with
ours.

I think credit cards can work well for those who use them wisely.
Unfortunately, the banks appear to be playing the odds.