"Bill Noble" wrote in message
...


a "rider" on your home insurance policy is one thing, the policy sold by
the store is another - just watch the cost - and an 8th grader can take
care of things (at least mine could at that age). Maybe making clear that
"you break it, then you fix it" will apply will help develop a careful
attitude. Just like having my older daughter spend a whole summer painting
and working on the car she would drive ingrained in her the notion that
you take care of cars (and she still hates a jitterbug)

I would be fearful of using or making a claim on my home owners insurance
policy. My particular policy gives me a substantial discount, larger than
the insurance policy cost purchased with the computer for not having a
claim in the last 3 years.

And yes and 8th grader can take care of things but in this day and age where
schools have no authority to disepline the "kids" who knows what could
happen to some ones computer. Kids today are not as respectful of others
property as a result.