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Oscar Oscar is offline
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Default OOPS Ridiculous FHA rules


"dpb" wrote in message
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Oscar wrote:
"dpb" wrote in message
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As the previous quote from the FHA says, they don't do inspections at
all; it's your job (or the lender's to see you do yours). Thus it's
really whatever _the_lender_ requires rather than FHA--FHA doesn't really
care, specifically. That was what was when last dealt w/ one; the
verbiage at www.fha.gov doesn't read any different in quick look-see on
that point than did 30 years ago. The problem is that to meet the other
requirements for qualifying for the insurance they have to show in
essence extreme diligence so their (the lender's, that is) requirements
are more stringent than for a conventional mortgage.


Snipped this, and really didn't want to.

You're absolutely right, if I said somewhere FHA does inspections, it's not
a regular home inspection. Their inspection is from the appraiser, to make
sure it meets FHA minimum standards.