Paul Oman wrote:
anyone have any experience/comments/vendors etc. regarding purchasing
appliance insurance for our home? Mostly new appliances but a very old
but still working fine, oil furnace.

Take the money you would spend on the premium, every month, and buy whatever
tool(s) you don't currently have, but which, based on your experience fixing
and building things, would have made a previous job easier.

Eventually you get to a point where you rarely have to run out to buy a
particular tool, and that's half the battle of fixing stuff right there.

Jon