On Tue, 04 Aug 2009 14:57:39 -0400, Paul Oman
wrote:

anyone have any experience/comments/vendors etc. regarding purchasing
appliance insurance for our home? Mostly new appliances but a very old
but still working fine, oil furnace.

paul


Appliance insurance is very good if you are the salesperson or
company, bad if you are the buyer. It is wise for home owners to have
a few thousand in a money market account, ready when you absolutely
need it. It cannot be that difficult to put away $100 a month to an
account in your name, why give it away to an insurance company?
Insurance companies will try to deny your claim because that improves
their profit, not something you want in an emergency. Insurance is a
statistics game, nothing more. Taking good care of your appliances is
the best insurance you can get.