On 23 July, 11:48, Andrew May wrote:
Just been told by my insurance broker that no insurance company will
give subsidence cover within five years of underpinning being performed.

I have some minor sheddage that _might_ need underpinning, on account
of poor foundations when built, rather than any land movement.
Certainly no risk of affecting the house. This is so minor that I'd
do the work myself (but will probably ignore it anyway).

I've been advised that if I did have the work done professionally, it
would then make the main house uninsurable, as you describe! There
was a serious suggestion that demolition and rebuilding would be
preferred, just because of this!! Crazy.


I suggest that what happens in practice is often a combination of
being uninsured and lying to insurers.